8.5% of the Dutch
working population
is unemployed

A global enterprise

Income Risk Scan
helps Dutch jobseekers better manage their budgets

Like most of its European neighbours, the Netherlands has been impacted by
the economic crisis. BNP Paribas Cardif has designed an innovative digital application
to help people better assess the risk of unemployment. After connecting
to the insurer’s website, people can generate a detailed simulation of their financial
situation if they were to lose their job or become disabled, all in just a few clicks.
A graphic shows data based on different criteria, including the person’s profession,
salary, the number of dependent children and the amount and duration
of unemployment benefits they would receive. Income Risk Scan provides an efficient
budget management aid
to help better anticipate essential expenses and thus
avoid financial complications.

Income Risk Scan
in six steps


Fill in personal and
professional information:
family income,
birthday, job...

Income Risk Scan
in six steps


Estimation based on
standard figures (loan payback, food budget,
travel expenses, insurance...)
and available savings

Income Risk Scan
in six steps


Estimation of the financial
risk in case
of unemployment

Income Risk Scan
in six steps


Assistance to budget administration: savings capacity...

Income Risk Scan
in six steps


Synthesis of the different budget management situations

Income Risk Scan
in six steps


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